Terms of Use
Last updated: 25 October 2026
These terms apply to your use of the InvestP app operated by Hoang Nguyen ("we", "us"). By creating an account or using the app you agree to these terms and to the Privacy Policy. If you do not agree, please do not use the app.
1. The service
InvestP is a personal tool to record and track your assets, debts, income and expenses. It shows values, performance and descriptive insights calculated from the data you enter and from third-party market data. Core features are free; some features, such as AI analysis, require a paid plan.
2. Not investment advice
The app does not provide investment, financial, tax or legal advice, does not recommend buying or selling any security or asset, and does not execute trades or move money. Insights and AI analyses are descriptive information to support your own planning; AI analyses are generated automatically and may contain mistakes. Consult a licensed professional before making decisions. You are solely responsible for your financial decisions.
3. Accuracy of data
Market prices, exchange rates, gold prices and land-price references come from third-party sources and may be delayed, incomplete or wrong. Values of real estate and unlisted assets are estimates. Calculations depend on the data you enter. Do not use the app as an official record (for example for tax or accounting).
Cryptocurrency data is provided by the CoinGecko API, which is the property of CoinGecko. CoinGecko and the other market-data providers are not responsible for the data, for interruptions to it, or for any of your financial decisions or outcomes.
4. Your account
- You must be at least 13 years old and use an email address you control.
- You are responsible for keeping your email and device secure (we recommend turning on the app passcode or Face ID) and for all activity under your account.
- Tell us promptly at [email protected] if you suspect unauthorized access to your account.
5. Paid plans
- Paid plans are bought through the App Store or Google Play at the price shown in the app before purchase, and are charged to your store account.
- Plans renew automatically for the period you choose (month or year) unless cancelled at least 24 hours before the current period ends. If a plan starts with a free trial, you are charged when the trial ends unless you cancel at least 24 hours before; during the trial, AI analyses use the basic model. Manage or cancel your plan in your store account settings; deleting your account in the app does not cancel your plan.
- Refunds are handled by the App Store or Google Play under their own policies.
- Each plan has fair-use limits shown in the app. We may change a plan’s features or price; price changes are announced in advance as the stores require.
6. Acceptable use
Do not use the app for unlawful purposes; do not try to access other users’ data, probe, overload or disrupt the service, get around usage limits, or scrape it automatically; do not send abusive content through feedback; and do not enter other people’s personal data without the right to do so.
7. Your data
You own the data you enter. You allow us to store and process it only to provide the service, as described in the Privacy Policy. You can delete your account and all its data at any time in Settings.
8. Availability and changes
The app is provided "as is" and "as available". We may change, suspend or discontinue some or all features. If we shut the service down, we will try to give notice so you have time to request a copy of your data.
9. Limitation of liability
To the extent permitted by law, we make no warranties about the app and are not liable for indirect losses, investment losses, or losses caused by incorrect data or service interruptions. Nothing in these terms limits liability that cannot be limited by law, including your rights as a consumer.
10. Termination
You can stop using the app and delete your account at any time. We may suspend or terminate accounts that break these terms.
11. App stores
If you downloaded the app from the App Store, you also agree to Apple’s Licensed Application End User License Agreement. These terms are between you and us, not Apple; Apple is not responsible for the app or its support. The same applies to Google Play.
12. Governing law
These terms are governed by the laws of Vietnam. We will first try to resolve any dispute informally by email before it is brought to the competent authorities in Vietnam.
13. Changes to these terms
When we update these terms we change the date at the top and give advance notice of material changes. Continuing to use the app after a change takes effect means you accept the new terms.
14. Contact
Hoang Nguyen · [email protected]